|
Presented by
The Matt Witte Team |
14 Mill Street, North Reading, MA, 01864 | $799,000
This charming cape-style home is perfect for those seeking comfort and convenience. It boasts a first-floor primary bedroom complete with fireplace, full bath and walk in closet for your privacy and relaxation. The kitchen with SS appliances has direct access to dining area and living room, thoughtfully designed to provide a warm and welcoming atmosphere, making it easy for you to cook, dine, and entertain guests. The oversized family room provides ample space for relaxation and entertainment with direct access to oversized deck. The second floor features two bedrooms and a full bath for your guests or family members. The lower level includes full bath with laundry, recreation room, game room, and workout room, providing you with plenty of options for indoor activities. The enormous back deck, fenced in yard and screened house are perfect for outdoor gatherings and activities. Features: Newer oil tank, front steps, carpet and freshly painted deck, A/C and large 2 car garage with loft.
Features
- Amenities: Public Transportation, Shopping, Park, Walk/Jog Trails, Laundromat, Bike Path, Highway Access, House of Worship, Private School, Public School
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Laundry: In Basement, Gas Dryer Hookup
- Style: Cape
- Year Built: 1957
- Garage: 2-car Detached
- Heating: Baseboard, Oil, Propane
- Cooling: Central Air
- Basement: Full, Finished, Walk-Out Access, Sump Pump, Radon Remediation System
- Approx Sq. Feet: 2,766
- Acreage: 0.93
- Est. Taxes: $9,964
- Lot Desc: Cleared
- Appliances: Water Heater, Range, Dishwasher, Trash Compactor, Microwave, Refrigerator, Washer, Dryer, Water Treatment, Vacuum System
- MLS#: 73225965
- Website: https://www.raveis.com
/raveis/73225965/14millstreet_northreading_ma?source=qrflyer
Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Walk-In Closet(s), Flooring - Wall to Wall Carpet | 12 x 20 | Second |
| Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | 12 x 17 | Second |
| Dining Room | Flooring - Wall to Wall Carpet, Deck - Exterior, Lighting - Overhead | 13 x 12 | First |
| Kitchen | Flooring - Laminate, Countertops - Paper Based | 11 x 19 | First |
| Living Room | Flooring - Hardwood | 15 x 15 | First |
| Master Bedroom | Bathroom - Full, Walk-In Closet(s), Flooring - Wall to Wall Carpet | 15 x 15 | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
The Matt Witte TeamREALTOR
978.273.0099
Matt.Witte@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 38342
978.314.1072
Joanne.OKeefe@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Mill Street, North Reading, MA, 01864
$799,000
The Matt Witte Team
REALTOR
William Raveis Real Estate
Phone: 978.273.0099
Matt.Witte@raveis.com
Joanne O'Keefe
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | $830 | $830 | $830 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,394 |
| Total Monthly Payment | $5,282 | $5,170 | $6,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630